You understand that SFIB endeavors to regularly update the data available through the Service, but the data you can access through the Service may not represent the most recent data available to SFIB. SFIB does not warrant that the Service will be uninterrupted or error-free or that defects in the Service will be corrected. The Service, the data available from the Service are provided on an "as is, as available" basis.

You understand that SFIB cannot and does not guarantee or warrant that files or data available for downloading through the Service will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Service for the reconstruction of any lost data. You assume total responsibility and risk for your use of the Service and the Internet. SFIB does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation the implied warranties of merchantability or fitness for a particular purpose) with regard to the Service, and SFIB shall not be liable for any cost or damage arising either directly or indirectly from any such transaction.

In no event will SFIB be liable for (a) any direct, incidental, consequential, indirect or other damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the Service, or any information, or transactions provided on the Service or downloaded from the Service, even if SFIB or its authorized representatives have been advised of the possibility of such damages.